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Inappropriate macro economic policies in some economies, characterised by [a] low savings rate and high consumption [and] failure of financial supervision and regulation to keep up with innovation which allowed financial derivatives to spread.
Smart financial planning - such as budgeting, saving for emergencies, and preparing for retirement - can help households enjoy better lives while weathering financial shocks. Financial education can play a key role in getting to these outcomes.
We are saving American lives every single day. The court system has not made it easy for us. We've even created a new office in Homeland Security dedicated to the forgotten American victims of illegal immigrant violence, of which there are many.
My stepfather, Steve Mallonee, is a retired Miami Beach firefighter, loved and adored by many. After numerous years of heroic work, saving lives through fire and heavy smoke, he has developed a very fatal lunge disease called Pulmonary Fibrosis.
Human beings are inherently misled into subjective fantasies, but there's a saving grace. We all have different delusions. Other people don't necessarily share yours, and hence they will help you penetrate yours through the miracle of criticism!
If you're saving for the long run, it's actually a good thing when the market is down because the more shares you have, the more you can potentially make when markets rise. And over time - decades, not months - the markets rise more than they fall.
Every time I am tempted to buy some dopey thing, I hear my late father's voice: 'Do you really need that?' He was big on saving money and buying as much security as possible. He also encouraged charitable giving. So, I am responsible with currency.
We are gripped by God’s will of love, and must help carry out that will in this world, in small things as in great things, in saving as in pardoning. To be glad instruments of God’s love in this imperfect world is the service to which we are called.
She had made the choice for him - in a moment of flight and panic, but she had made it - not realizing that her Jace would rather die than be like this, and that she'd been not so much saving his life as damning him to an existence he would despise.
Prior to Saving Private Ryan I never worked with men. I was always working with some babe, and it was always about falling in love, and it just got turned around. I'm not looking for any particular kind of story. I wait until it comes across my desk.
Oh, sheez, what’s Syd Vicious doing back in town? (Payne) How’d the testicle retrieval go, Payne? You still limping?...Thought so. I got the thank-you card from Planned Parenthood last week. Seems they want to honor me for saving the gene pool. (Syd)
Games are quite shy at talking about different things. Most are about facing hordes of monsters or saving the world or whatever; few games actually talk about the real world, about real people, about their relationship, their emotions, their feelings.
A company invites their employees to sign up for a plan where every time they get a raise, some part of that raise goes to increasing their contribution rate to the 401k plan. In the first company we convinced to adopt this plan, saving rates tripled.
Advice is one thing that is freely given away, but watch that you take only what is worth having. He who takes advice about his savings from one who is inexperienced in such matters, shall pay with his savings for proving the falsity of their opinions.
There seems to be an unwritten rule on Wall Street: If you don't understand it, then put your life savings into it. Shun the enterprise around the corner, which can at least be observed, and seek out the one that manufactures an incomprehensible product.
All the impoverishing effects of socialism are with us in the U.S.: reduced levels of investment and saving, the misallocation of resources, the overutilization and vandalization of factors of production, and the inferior quality of products and services.
I am grateful to President George W. Bush for PEPFAR, which is saving the lives of millions of people in poor countries and to both Presidents Bush for the work we've done together after the South Asia tsunami, Hurricane Katrina and the Haitian earthquake.
Saving the world via medical research or going off to Gobi Desert to dust off dinosaur eggs is what I thought I might be doing when I was a kid, and I'd love to bring those interests to a show like 'E.R.' or 'The West Wing,' or a movie like 'Jurassic Park.'
Conserving energy and thus saving money, reducing consumption of unnecessary products and packaging and shifting to a clean-energy economy would likely hurt the bottom line of polluting industries, but would undoubtedly have positive effects for most of us.
When I earnt my first money, I went to a shop and bought jeans and a top. But then I wore them both for such a long time that finally my model agency said, 'You should buy something else!' I was saving the money because it was the first time I'd ever had any.
Americans mythologize competition and credit it with saving us from socialist bread lines. Actually, capitalism and competition are opposites. Capitalism is premised on the accumulation of capital, but under perfect competition, all profits get competed away.
We came to the comforting conclusion that the Creator probably knew how to run His universe quite as well as we do, and that, after all, there are no such things as 'wasted' lives, saving and except when am individual wilfully squanders and wastes his own life.
Customers want to explore. But they need to have easy access to items they choose to use all the time. The historic trade-off between price and service has been altered by technology and customers expect to save time and enjoy the experience while saving money.
Many novice real estate investors soon quit the profession and invest in a well-diversified portfolio of bonds. That's because, when you invest in real estate, you often see a side of humanity that stocks, bonds, mutual funds, and saving money shelter you from.
My mother was truly my saving grace, because she would take me to church with her. I would see my mother smiling in the choir, and I wanted to know this God that made her so happy. If I had not had that faith in my life, I don't know where I would be right now.
Imagine, just for the sake of discussion, that you had a few hours a week and a few dollars a month to donate to a cause - and you wanted to spend that time and money where it would have the greatest impact in saving and improving lives. Where would you spend it?
For me, the ability to use semiconductor sequencing to provide a medical diagnosis in just a few hours that once took days is a crucial step in saving the lives of patients. This is particularly significant for the treatment of sepsis, where every minute matters.
When immigrants go into the worse neighborhood and they fix it up, they should become citizens. I think that your people, when you save a place. But the problem is, then you see immigrants saving cities in Baltimore and you see 40 Korean groceries get burned down.
I'm a wealth creator. I'm not interested in saving in the least. While I do spend a lot, I don't spend money like other billionaires. I'm probably quite unusual, albeit I do have some of the significant trappings. But I always try to make my assets work for a living.
Expense, and great expense, may be an essential part in true economy. If parsimony were to be considered as one of the kinds of that virtue, there is, however, another and a higher economy. Economy is a distinctive virtue, and consists not in saving, but in selection.
I can't tell you how many times I've been with very smart, knowledgeable Homeland Security experts who are essentially tasked with saving your life who do not trust you with information. They just don't. They kind of dismiss the media and the public in one fell swoop.
This is the national equivalent of having no savings, your credit card maxed out, you didn't renew your insurance, and now your house has burned down. The only way we can start to solve this is rolling back the tax cuts for the rich, which would save about $70 billion.
I'm sorry about your face." Jamie looked over his shoulder, and touched the demon's mark crawling along his jaw with the back of his hand. "Sorry about saving all our lives by doing something you had to do?" "Oh no," Nick said blandly. "I just meant, you know. Generally.
The Christian leaders of the future have to be theologians, persons who know the heart of God and are trained - through prayer, study, and careful analysis - to manifest the divine event of God's saving work in the midst of the many seemingly random events of their time.
The federal government has gone too far on many nonessential regulations that are harming small businesses. Employers are rightly concerned about the costs of these regulations - so they stop hiring, stop spending, and start saving for a bill from the federal government.
I wondered to myself why no one else had seen him standing so far away, before he was suddenly, impossibly saving my life. With chagrin, I realized the probable cause - no one else was as aware of Edward as I always was. No one else watched him the way I did. How pitiful.
There's really no reason for any musician, writer, actor to ever take themselves seriously. If you work in a needle exchange, take yourself seriously. You're doing good work. If you're involved in hostage negotiations and saving lives, you can have a sense of entitlement.
To turn our hearts to our fathers is to search out the names of our deceased ancestors and to perform the saving ordinances in the temple for them. This will forge a continuous chain between us and our forefathers eventually all the way back to Father Adam and Mother Eve.
In money, and in life, you are very often your own worst enemy. You promise yourself you're going to diet, then eat not one or two French fries but a whole plate. You decide to really commit to saving for retirement, only to wind up with a new pair of shoes in your closet.
Football was my saving grace so I want to let people know that you can achieve whatever you want. People like to concentrate on what you can't do, so let's preach what you can. Why would I want to talk about not being quick when I'm strong? That's what I want to get across.
Simply from greening our energy system and eliminating fossil fuel pollution, we get so much healthier that the savings in health care alone are enough to pay the costs of the green energy transition and would repay those costs in approximately a decade and a half in savings.
The negro is indolent and a dreamer; spending his meager wage on frivolity or drink; the European has a tradition of work and saving, which has pursued him as far as this corner of America and drives him to advance himself, even independently of his own individual aspirations.
I've gotten very good at scheduling my life, scheduling the scene and preparing myself for knowing, saving the energy, consuming the energy, knowing when to go for it and having the available reserves to be able to do that. You have to think about that, because it's endurance.
I have an idea for a Godzilla movie that I've always wanted to do. The whole idea of Godzilla's role in Tokyo, where he's always battling these other monsters, saving humanity time and again - wouldn't Godzilla become God? It would be called 'Living Under the Rule of Godzilla.'
As you know, in the 2000 campaign I articulated a point of view that we ought to have personal savings accounts for younger workers that would make sure those younger workers receive benefits equal to or greater than that which is expected, ... I still maintain the same position.
It's one of the saving graces in a life, to be able to perceive one's own and others' absurdity, to notice our shared human frailties and be able, at least some of the time, to smile rather than grimace. Like most people, I must have started out with a comic worldview in my cupboard.
If a trade deficit is determined solely by rates of savings and investment, then the U.S. trade deficit will be impervious to a get-tough trade policy. Slapping higher tariffs on imports will only deprive foreigners of the dollars they would have earned by selling in the U.S. market.
We think we're saving time with microwaves, cell phones, beepers, computers and voice mail, but often these things help us create the illusion of getting somewhere - and they foster a chain of constant activity. We're really just squeezing extra activity into every minute that we gain.
While we would typically encourage young people to start saving for the future as early as possible, it's unlikely that a budding entrepreneur will be able to do so. The entrepreneur will need every bit of capital available for the business, which will likely crowd out personal savings.
When people retire, their income drops much more sharply than their consumption. As a result, they stop saving and start drawing down the assets they've acquired during their high-saving years. That could start to put upward pressure on interest rates and downward pressure on stock prices.