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Credit card companies are jacking up interest rates, lowering credit limits, and closing accounts - and people who have made timely payments are not exempt. So even if you pay off your balance - and that's tough when interest rates are insanely high - there's a good chance your credit limit will be slashed, and that will hurt your FICO score.
I write a book a year while creating TV and film projects. And being a writer isn't just writing: I have to chase down paychecks and manage foreign tax payments. I maintain a vibrant relationship with readers and bloggers. And when it comes to Hollywood, I typically have to have fifteen business meetings in the hopes that one leads to a project.