Mortgages Quotes - Page 1

How about we all stop paying our mortgages! It's a moral hazard.
Rick Santelli / Editor
Hazard
Mortgages
Paying
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I spent a lot of time writing about tax and pensions and mortgages.
Paula Hawkins /
Mortgages
Pensions
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You can get in and out of credit cards in a hurry. Not so easy to get in and out of mortgages.
Richard Cordray /
Cards
Credit
Credit Cards
Hurry
Mortgages
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Nationally, the share of mortgages that are underwater fell by about one-half between 2011 and 2014.
Janet Yellen / Economist
Underwater
Mortgages
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Government is promoting bad behavior... Do we really want to subsidize the losers' mortgages? This is America!
Rick Santelli / Editor
Bad Behavior
Losers
Subsidize
Mortgages
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In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.
Charles Duhigg / Writer
Borrowers
Retirement
Surveys
Improved
Mortgages
Provided
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I think something that forces financial institutions to write down underwater mortgages, I think, would be a sensible thing to do.
Christina Romer / Professor
Sensible
Thinking
Underwater
Writing
Forces
Mortgages
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I think the millions of people who had been able to renegotiate their mortgages so they are paying lower interest rates are better off.
David Axelrod / Former Senior Advisor To The President Of The United States
Able
Better Off
Millions
People
Thinking
Interest Rates
Lower
Millions Of People
Mortgages
Paying
Rates
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For too long, tricks and traps in mortgages, credit cards, and other financial transactions have stripped wealth from working families.
Jeff Merkley / United States Senator
Cards
Credit
Long
Transactions
Wealth
Credit Cards
Mortgages
Stripped
Working Families
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Fannie Mae and Freddie Mac buy mortgages from banks and other lenders, providing those financial institutions with capital to make new loans.
Charles Duhigg / Writer
Providing
Banks
Capital
Loans
Mortgages
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Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up roughly the riskiest one-third of all mortgages.
Michael Burry /
Borrowers
Credit
Defined
Low
Make Up
Mortgages
One-Third
Roughly
Scores
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Well, you know, we've got a lot of stimulus in the economy already from the tax cut, from the lowered interest rates, and also from the refinancing of mortgages.
Franklin Raines / Former Director, United States Office Of Management And Budget
Stimulus
Tax
Cut
Interest Rates
Lowered
Mortgages
Rates
Tax Cut
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Artists have kids, mortgages, or drug habits, and they got to do what they got to do. But reforming and the reunion stuff isn't me. I'm a 'moving forward' person.
Mark Kozelek / Singer-Songwriter
Moving
Moving Forward
Reunion
Artists
Forward
Habits
Mortgages
Reforming
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When people are frightened about going hungry and paying their mortgages, a scarcity model begins to prevail; they fear someone else will get their piece of the pie.
Barbara Kingsolver / Novelist
Frightened
Hungry
People
Pie
Scarcity
Fear People Will
Begins
Else
Model
Mortgages
Paying
Prevail
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And if you like 14.4 percent unemployment, if you like the fact that 70 percent of home mortgages in Nevada are underwater, then stay the course. Vote for Harry Reid.
John Cornyn / United States Senator
Nevada
Underwater
Vote
Harry
Harry Reid
Mortgages
Reid
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Millions of Americans are struggling to pay their mortgages. They have a right to know whether members of Congress receive sweetheart deals in order to pay for theirs.
Jeb Hensarling / United States Representative
Deals
Members
Millions
Order
Pay
Struggle
Sweetheart
Mortgages
Receive
Struggling
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We reward people for making money off money, and moving money around and dividing up mortgages a thousand times over, selling it to China... and it becomes this shell game.
Michael Moore / Filmmaker
Dividing
Games
Making Money
Moving
People
Selling
Thousand
Mortgages
Reward
Shell
Thousand Times
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I have to be invested spiritually, emotionally, and psychologically to do theater. I can't do it to make a living. I have four kids, a couple of grandkids, and two mortgages.
Ruben Santiago-Hudson / Actor
Grandkids
Emotionally
Invested
Mortgages
Psychologically
Spiritually
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Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.
Charles Duhigg / Writer
Borrowers
Grows
Time Day Every Day
Added
Charges
Immediate
Mortgages
Owed
Require
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What began as a subprime lending problem has spread to other, less risky mortgages and contributed to excess home inventories that have pushed down home prices for responsible homeowners.
Henry Paulson / Former United States Secretary Of The Treasury
Excess
Lending
Spread
Mortgages
Prices
Risky
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For 99 percent of the beasts on this planet, stress is about three minutes of screaming in terror after which it's either over with or you're over with. And we turn it on for 30-year mortgages.
Robert Sapolsky /
Minutes
Percent
Stress
Terror
Three
After
Beasts
Either
Over
Mortgages
Planet
Screaming
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The one thing that offends me the most is when I walk by a bank and see ads trying to convince people to take out second mortgages on their home so they can go on vacation. That's approaching evil.
Jeff Bezos / Entrepreneur
Vacation
Business
Home
Ads
Convince
Evil
People
Walk Me People
Home Walk Me
Approaching
Bank
Walk
Mortgages
Offends
Second
The One Thing
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The overwhelming majority of new mortgages are issued with government backing in a highly concentrated securitization market. That leaves us with both potential taxpayer liability and systemic risk.
Jerome Powell /
Liability
Overwhelming
Backing
Concentrated
Leaves
Mortgages
Systemic
Taxpayer
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Consumers get used to reading and understanding their credit card contracts, their mortgages, their check overdraft agreements, those are good things. That puts power back in the hands of consumers.
Elizabeth Warren / United States Senator
Contracts
Credit
Credit Card
Good Things
Agreements
Card
Check
Mortgages
Puts
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Ladies and babies, and mortgages, for that matter, can all wait. Acting has done a strange thing to me, though. I often sit there, thinking, 'I love this, but I wouldn't put my daughter on the stage.'
Eddie Redmayne / Actor
Daughter
Baby
Mother
Strange
Love Thinking Me
Babies
Wait
Ladies
Mortgages
Strange Thing
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If you don't talk about families, then it's easy to disembody subprime mortgages and asset securitization and unemployment rates without remembering that every one of those numbers is a million families.
Elizabeth Warren / United States Senator
Numbers
Unemployment
Asset
Mortgages
Rates
Remembering
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The Tea Party was born out of the disgust many Americans felt early in the financial crisis upon learning that the federal government was even contemplating reducing the principal on some troubled mortgages.
Mark Zandi /
Government
Contemplating
Crisis
Federal Government
Financial Crisis
Party
Principal
Reducing
Tea
Tea Party
Disgust
Mortgages
Troubled
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An example of good debt is the debt on the apartment houses I own. That debt is good only as long as there are tenants to pay my mortgages. If tenants stop paying their rent, my good debt turns into bad debt.
Robert Kiyosaki / Investor
Apartment
Debt
Example
Pay
Turns
Good Long Bad
Houses
Mortgages
Paying
Rent
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Fannie Mae has traditionally only bought and sold mortgages. But when a loan held by the company goes into foreclosure, Fannie Mae gains ownership of the underlying property until it is resold to new investors.
Charles Duhigg / Writer
Gains
Investors
Loan
Ownership
Bought
Held
Mortgages
Sold
Underlying
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There's a massive difference between playing Under-21 football and being on the bench at Chelsea, and playing every week in a league where you are playing for people's livelihoods and helping to pay their mortgages.
Patrick Bamford /
Chelsea
Helping
Livelihood
Massive
Bench
Mortgages
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In a time when my entire family had already tapped into their retirement savings and taken out second mortgages, we were grateful when any supporters, including Trump, donated to my defense and spoke out about my innocence.
Amanda Knox / Critic
Defense
Innocence
Retirement
Donated
Mortgages
Supporters
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When you go out on loan it's not the glitz and glamour, there's nowhere near the amount of money there is at the top level. People's livelihoods are on the line, mortgages and families. You are making decisions which can affect people.
Kasper Schmeichel /
Livelihood
Loan
Making Decisions
Affect
Nowhere
Mortgages
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As the United States has become an older nation, reverse mortgages have grown into a $20-billion-a-year industry, with elderly homeowners taking out more than 132,000 such loans in 2007, an increase of more than 270 percent from two years earlier.
Charles Duhigg / Writer
Elderly
Earlier
Grown
Loans
Mortgages
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Indeed, the FHA was born out of the Great Depression, which was also caused in significant part by a foreclosure crisis. Mortgages in the early 1930s were mostly three- to five-year 'bullet' loans, which did not amortize and were due in full at maturity.
Mark Zandi /
Depression
Great
Born
Crisis
Great Depression
Maturity
Significant
Three
Years
Caused
Also
Did
Bullet
Part
Full
Due
Early
Five-Year
Indeed
Loans
Mortgages
Mostly
Which
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To the extent that people overpay as a result of the Libor manipulation, they should be able to get their money back. Individuals who have mortgages, pension funds who had pensioner investments - whoever was ripped off is entitled to get their money back.
Peter Welch / U.s. Representative
Able
Entitled
Manipulation
Pension
People
Ripped
Extent
Funds
Individuals
Mortgages
Whoever
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No other facet of American business is more corrupt, more intoxicated with illegality, more weakly regulated, and has a greater impact on poor and working people than debt collectors; not credit card companies or subprime mortgages, not even payday lenders.
Gary Weiss /
Business
Collectors
Credit
Credit Card
Debt
Greater
Impact
Poor
Corrupt
Card
Companies
Working
Facet
Mortgages
Working People
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The Obama administration deserves credit for quickly ending the housing free fall. In particular, Obama empowered the Federal Housing Administration to ensure that households could find mortgages at low interest rates even during the worst phase of the financial panic.
Mark Zandi /
Administration
Credit
Empowered
Fall
Financial
Panic
Particular
Phases
Worst
Obama
Ending
Ensure
Households
Interest Rates
Low
Mortgages
Obama Administration
Phase
Quickly
Rates
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Make the financial industry pay for its mistakes. That's the idea behind the best of the Obama administration's reform proposals: If banks issue securities backed by mortgages, say, then require them to hold some of that paper so that they will bear some of the losses.
David Ignatius / Journalist
Administration
Backed
Banks
Bear
Losses
Mortgages
Proposals
Require
Securities
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In our equities business, 49 of the 50 most important Lehman clients are back doing business with us. The flows are 75 to 80 per cent of what they were prior to the bankruptcy. The issues which damaged Lehman were around commercial mortgages and illiquid private equity assets.
Bob Diamond /
Assets
Bankruptcy
Clients
Equity
Cent
Commercial
Damaged
Flows
Per
Mortgages
Prior
Private
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I get that people are worried about their mortgages and bills that have to be paid. They don't have time to worry about the Syrian refugees, and I get that. The thing about it is, when it gets worse and worse and worse and down the line, it's no longer restricted to these places.
Liam Cunningham /
Bills
Worried
Mortgages
Refugees
Restricted
Syrian
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The people that make this country work, the people who pay on their mortgages, the people getting up and going to work, striving in this recession to not participate in it, they're not the enemy. They're the people that hire you. They're the people that are going to give you a job.
Rush Limbaugh / Talk Show Host
Jobs
Country
Enemy
Pay
People
Job
Work People Country
Getting
Work Country People
Hire
Mortgages
Striving
Participate
Recession
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And I think we need a combination of a freeze, potentially, and also we need to sit down with the - with the banking industry and talk to them about ways in which we can help them be able to work those mortgages out, because it's absolutely imperative that we keep people in their homes.
Debbie Wasserman Schultz / U.s. Representative
Banking
Combination
Freeze
Work Keep People
Work People Help
Absolutely
Homes
Imperative
Mortgages
Potentially
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There have been a lot of critiques of the finance industry's having possibly foisted subprime mortgages on unknowing buyers, and a lot of those kinds of arguments are even more powerful when used against college administrators who are probably in some ways engaged in equally misleading advertising.
Peter Thiel / Entrepreneur
Finance
Administrators
Advertising
Buyers
Engaged
Equally
Misleading
Mortgages
Possibly
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Imagine if the pension funds and endowments that own much of the equity in our financial services companies demanded that those companies revisit the way mortgages were marketed to those without adequate skills to understand the products they were being sold. Management would have to change the way things were done.
Eliot Spitzer / Former Governor Of New York
Adequate
Done
Endowment
Equity
Financial
Financial Services
Imagine
Management
Pension
Products
Skills
Companies
Demanded
Funds
Mortgages
Revisit
Services
Sold
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I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers - those with the weakest credit.
Michael Burry /
Borrowers
Credit
Greater
Housing
Housing Market
Standards
Volume
Worry
Begun
Watched
Generate
Loans
Market
More And More
Mortgages
Offered
Throughout
Weakest
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When you're in your 20s, you're a little more carefree; you're single. You have a very different way of looking at the world and experiencing the world. But later in your 30s, when you have children, a career, career obstacles, mortgages, car payments and relationships, you have to negotiate; that's a very different life.
Melissa De Sousa /
Carefree
Different Life
Obstacles
Life Car World
Experiencing
Mortgages
Negotiate
Payments
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Everything that I've gone through since the end of 2010, from me finding out about my financial adviser stealing, mismanaging my money - that affected everything, from child support, mortgages, to me having to sell my properties, me being in and out of court trying to modify my child support. It's a lot to deal with at one time.
Terrell Owens / Football Player
Adviser
Affected
Children
Court
One Time
Support
Trying
Time Money Me
Child Support
Sell
Finding
Modify
Mortgages
Properties
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Fannie and Freddie made two-thirds of all subprime mortgages. That is not a free market institution. That entity, along with the Fed printing too much money back in '03 and '04, caused the housing collapse. So we need to take free markets seriously. That means we have to put an end to all these tax credits and tax deductions and loopholes.
Dave Brat /
Collapse
Entity
Free Market
Housing
Loopholes
Printing
Too Much
Caused
Tax
Credits
Deduction
Fed
Institution
Market
Mortgages
Seriously
Too Much Money
Two-Thirds
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Gold has intrinsic value. The problem with the dollar is it has no intrinsic value. And if the Federal Reserve is going to spend trillions of them to buy up all these bad mortgages and all other kinds of bad debt, the dollar is going to lose all of its value. Gold will store its value, and you'll always be able to buy more food with your gold.
Peter Schiff / Author
Able
Debt
Dollars
Federal Reserve
Gold
Problem
Food Always Your
Buy
Dollar
Federal
Spend
Intrinsic
Lose
Mortgages
Reserve
Store
The Problem With
Value
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