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People just haven't saved enough for retirement. And they're going to outlive their money.
'Simplifying' the tax code is a priority mainly for people who make enough money to want to avoid paying taxes, and who make their money by means unorthodox enough to make avoiding taxes possible and desirable.
When we were trying to get the money for Driving Miss Daisy, everyone kept saying no one could direct it well enough to entertain an audience for 100 minutes essentially watching three people chatting in the kitchen.
The readership of Victorian novels, when they were published, was much less diverse. People were probably white, and had enough money to be literate. Very often, there are phrases in Italian, German and French that are left untranslated.
Our societies have achieved a general level of prosperity of which most of all the human beings who have ever lived could only dream. Now we need to show that we can stop continually wanting more - more money, more stuff. We must show that it is possible for people to realise that they have enough.