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If you're a retail investor, you have set aside some of your hard-earned money for investment or to create a nest egg, for your kids or family.
Be fair in all your dealings, may it be in your family or in your business. At the end of it all, what matters is not how much money you make but how honest you are.
There is no law saying you have to die before your assets can be passed to loved ones. In fact, gifting earlier can be a lovely way to witness how your money helps your family thrive.
My family were really hard-working, blue-collar people, and I didn't know the idea or concept of working and having fun. I thought you just worked and made money to support your family.
The expectation with family foundations is that if your name is on the foundation, unless you're dead, it's your money that's being given away. And even if you are dead, it was your money before.
Your employer is the last person you should want to provide for your healthcare, from a privacy, financial, and value standpoint. Employees with families should get the family, meaning spouses and children, off the company plan. In most cases, that will save them money.