Credit Quotes - Page 29

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Humility is the true key to success. Successful people lose their way at times. They often embrace and overindulge from the fruits of success. Humility halts this arrogance and self-indulging trap. Humble people share the credit and wealth, remaining focused and hungry to continue the journey of success.

Most entrepreneurs come up with a product, or they come up with an idea and they think they can be successful with it. But if they don't know the financial side of their business and understand credit and working capital and what it takes money-wise, you can't be successful. The product is just a product.

Too-easy credit and millions of bad loans made during the U.S. housing bubble paved the way for the financial calamity and Great Recession that followed. Today, by contrast, credit is too tight. Mortgage loans are particularly hard to get, creating a problem for the housing market and the broader economy.

I wrote my first play as extra credit for my fourth grade English class. 'Can Helen Stop Smoking' was a satire on the ill effects of cigarette smoking. My friend Vicki Haugabrook played as Helen and I directed the show. At the time, my brother Vince was leading the campaign to get our grandmother to quit.

I was in love with a lot of people, because I was a student of the game of comedy - Carol Burnett, Jack Benny, Red Skelton, Jackie Gleason, Don Rickles, Red Foxx, Moms Mabley - who gets no credit, Richard Pryor, Bill Cosby, George Kirby. I loved them all, and I used to just take a page out of all of them.

I've read a hundred fantastic scripts that didn't pan out as films, and I completely put that on the directors. I've also read some mediocre scripts that have ended up being amazing, and I credit that to the directors. They're the storytellers. If you don't have a good storyteller, you really have nothing.

When I was a kid, there were no credit cards. Instead, retailers offered layaway plans. My mom would go to a store, such as a furniture outlet, choose the sofa she wanted, and put it on layaway. That meant she put a little money down to hold the sofa, and every payday she'd pay a little toward the purchase.

I call up Amazon. It seems to me they do a major thing wrong, right. I mean, they protect me against the loss of a $50 liability I have of something on my credit card, but they do nothing to protect me against somebody who is watching to see what books I'm interested in, what new perversions I've developed.

You always give credit where credit is due - to high school coaches, college coaches - but my dad, the foundation that he built with me, is where all of this came from. The speed, the determination, the mindset, just the natural belief that you can do anything you put your mind to, it all comes from my dad.

You have two pages, that's the whole credit card agreement. The terms are clear and flat and easy to see so anyone can read them. So you could lay four credit cards in front of you and say, 'Oh, that's the one that has the highest rate, that's the one that has the really scary provision that could hurt me.'

There were so many lessons I learned the hard way: missing out on a raise because I didn't know to ask, having colleagues consistently get credit for my ideas because of how I spoke up in meetings. When I looked for a resource that addressed the challenges I was facing, I couldn't find it. There was nothing.

When it comes to building your business and developing a powerful network, you'll want to develop a reputation as someone who highlights others. Not only does this give credit where credit is due, it also communicates that you're secure with your success and have the ability to promote others in your industry.

While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.

I credit my grandmother for my sense of style. She was known for wearing bright, outrageous things because it made people happy and she thought it made her more approachable. When you wear a brightly colored shirt or pants, it shows you don't take yourself too seriously and it puts everyone around you at ease.

Tim Berners-Lee, the 44-year-old English physicist who created the World Wide Web, is precisely the kind of hero that a relatively simple invention with profound social and economic consequences should lay claim to. He is not just creative but democratic, diplomatic, polite and generous with credit and praise.

Warren made a noise, the first one I'd heard out of him since we'd come into the room. I'd have been happier if he hadn't sounded scared. "Easy, Warren," Adam told him. "You're safe here.” "If you die on us, you won't be," said Kyle with a growl that would have done credit to any of the werewolves in the room.

The big guys choose who they want to fight and they think about history: 'how many times I defended my title.' They try to break a record: 'how long I was there.' But if you look at the pedigree, who they fought, ain't nobody gonna give them credit for it because they fought a lot of people with no experience.

Having started in sciences, I then turned around and said, 'Oh, I don't want to do sciences. I want to do philosophy.' And to their credit my parents said, 'if that's what you want to do, then go for it'. Then I got the scholarship to Stanford, which was very nice for the parents to talk to their friends about.

If you have credit card debt and credit card companies continue to close down the cards, what are you going to do? What are you going to do if they raise your interest rates to 32 percent? That's five times higher than what your kid is going to pay in interest on a student loan. Get rid of your credit card debt.

Credit or debit cards, for starters, are nothing short of shoppers' Novocain. Even in the age of digital purchases and virtual money, we still attach a special value to dirty paper with pictures of presidents on it. Handing some of that to a cashier simply hurts more than handing over a little sliver of plastic.

In baseball, you can do something poorly and still get credit. A pitcher could throw a bad ball, the batter hit a screaming line drive, and an outfielder make a fantastic diving catch. Yet, when you look at historical databases, 80% of the time when a ball is struck with that trajectory and velocity, it is a hit.

The U.S. has a law on the books called the debt limit, but the name is misleading. The debt limit started in 1917 for the purpose of facilitating more national debt, not reducing it. It still serves that purpose. It's unconnected to spending, hurts our credit rating and has been an abject failure at limiting debt.

Under the old system - which is now so archaic that a lot of people can't remember it - if you wanted money you had to go to the bank and take the money out in cash form, and you couldn't take out money that you didn't have. But with the credit card you can spend money you don't have, and that is just so tempting.

I was taught you don't tell your secrets to strangers - certainly not secrets that expose error, weakness, failure. My generation, like its predecessors, was taught that since our achievements received little notice or credit from white America, we were not to discuss our faults, lapses, or uncertainties in public.

Debt, we've learned, is the match that lights the fire of every crisis. Every crisis has its own set of villains - pick your favorite: bankers, regulators, central bankers, politicians, overzealous consumers, credit rating agencies - but all require one similar ingredient to create a true crisis: too much leverage.

During the last considerable epidemic at the turn of the century, I was a member of the Health Committee of London Borough Council, and I learned how the credit of vaccination is kept up statistically by diagnosing all the revaccinated cases (of smallpox) as pustular eczema, varioloid or what not---except smallpox.

An institution that borrows on a non-prioritized basis would never contemplate borrowing on a prioritized basis. Doing so would undermine its standing in the bond market and suggest that it is not worthy of its strong credit rating. This type of self-imposed downgrade would materially affect its financial prospects.

We judged that a sudden, disorderly failure of Bear would have brought with it unpredictable but severe consequences for the functioning of the broader financial system and the broader economy, with lower equity prices, further downward pressure on home values, and less access to credit for companies and households.

In recent years, the government has lost more than five million fingerprints from government employees. They have lost hundreds of millions of credit numbers from financial institutions. This problem is happening more and more and more. And the only way we can protect ourselves is to make phones more and more secure.

If the helplessness and isolation of labour, who have nothing to sell but their labour, can be totally removed by connecting labour with capital through a universal credit system, we'll then have other kinds of actors on the economic scene different from what the existing capitalist world would allow us to bring out.

To his lasting credit, President Reagan never wavered. He recognized the strategic importance of staying the course, both in terms of denying Moscow the military hegemony it sought in Western Europe and of restoring the will, cohesiveness, and security of the NATO alliance, so badly frayed during the turbulent 1970s.

I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers - those with the weakest credit.

Mint's business model became, 'We'll go for free, and then we'll find these savings opportunities for you.' You know, better interest rate on your credit cards, when should you consolidate your student loans, when does it mathematically make sense to refinance your mortgage, and Mint figures all that stuff out for you.

I started ballet in my early 20s. I studied for about ten years. Ballet is probably the one of the hardest things I've done, almost like MMA. People don't give it a lot of credit and think it's easy, but it's very difficult. For an athlete, you use muscles you really don't use, and ballet is something I really respect.

I want to give credit where credit is due to Eric Radomski, who is the head of our production for Marvel Animation and who also happened to direct the pilot as well, has been the supervising producer on the show and has really been just looking at every single way that we can just plus up. This is a great-looking show.

The best companies with the strongest credit ratings borrow like the United States: on a non-prioritized basis. This means that in the event of a default, all of their debts are of equal priority because lenders and creditors believe default is highly unlikely. And they spend considerable effort maintaining this status.

It seems like they conflate Bruce and the Hulk. It's usually, 'Hulk!' as I'm walking across the street. But sometimes it's 'Banner!' If you go on my Twitter feed, you'll see it's mostly Hulk. I think it was pretty spectacular what we were able to accomplish with CGI with 'The Hulk,' and I can't take full credit for that.

My inspiration comes from so many things, it is hard to give credit to one. I find music of all kinds to be a great inspiration. A melody or a lyric can fire my imagination. Exercise is another. Endorphins fuel my thoughts - I tend to work out scenes and dialogue when I am exercising. Reading is also a great inspiration.

As an artist, illustrator, and photographer, most of my daily work was formed around the Art & Entertainment business, which was about packaging ideas that looked like they were crafted as artist ideas. In the distributed products, my artist credit was hidden inside the package of the artist or entertainment personality.

I get heartfelt thanks from all kinds of people. Today I heard from a waitress in Georgia who has lost her job and is trying to figure out how her local bank can change the terms on her credit card, and I heard from a physicist at a major research university who wants to explain a better theory of financial stress tests.

At the time of my second marriage, my husband was in his early 50s, I was in my mid-40s, and we each had two kids. We maintained our individual accounts and opened one for the house. We each kick the same percentage of our incomes into the house account and have a joint credit card. But we pay for our children separately.

I'm really proud of Twilight. I think it's a good movie. It was hard to do, and I think it turned out pretty good. But I don't take much credit for it. So when you show up at these places, and there's literally like a thousand girls and they're all screaming your name, you're like, why? You don't feel like you deserve it.

The Democrats co-opted the credit for the Civil Rights Act of 1964. But if you go back and look at the history, a larger percentage of Republicans voted for that than did Democrats. But a Democrat president signed it, so they co-opted credit for having passed the Civil Rights Act of 1964 and the Voting Rights Act of 1965.

Our children lost our direction because they have been compromised. They have found freedom at the ballot box, and then they have taken on plastic chains around their minds and souls and mortgage their future on credit cards. They have to learn better - they have to learn the value of ideas and health as opposed to wealth.

Compare the credit for a football touchdown, which might be shared by the receiver not only with the quarterback, but also with the linesmen who make crucial protective plays, etc. The success of the touchdown play depends on the receiver, it is true; but in a particular case it might depend far more on the work of others.

You may think it was a very little thing, and in these days it seems to me like a trifle, but it was a most important incident in my life. I could scarcely credit that I, the poor boy, had earned a dollar in less than a day; that by honest work, I had earned a dollar. I was a more hopeful and thoughtful boy from that time.

As the run-by-capital society of producers turned since into the run-by-capital society of consumers, I would say that the main, indeed "meta", function of the governments has become now to assure that it is the meetings between commodities and the consumers, and credit issuers and the borrowers, that regularly take place.

It turns out that CVS is one of about 40 merchants in a consortium that formed in 2011 to develop their own mobile-phone-based payment system. The consortium, called the Merchant Customer Exchange, or MCX, is in large part all about eliminating, or at least reducing, the fees banks charge retailers for swiping credit cards.

I listen to a lot of what my sister Rhea says. I give her a lot of credit for my stuff. When people give me credit for my fashion choices, it's my sister who creates them. This whole fashionable avatar has been created by her. It's her brainchild. It's not me at all. Rhea really takes care of me, though I am older than her.

Investment bubbles and high animal spirits do not materialize out of thin air. They need extremely favorable economic fundamentals together with free and easy, cheap credit, and they need it for at least two or three years. Importantly, they also need serial pleasant surprises in such critical variables as global GNP growth.

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