Quotes of All Topics . Occasions . Authors
Neither a borrower nor a lender be.
Some borrowers are pretty damn good at fraud.
Human beans are for Borrowers—like bread’s for butter!
We are renters and borrowers and, in the end, only thieves.
Control your generosity when dealing with a chronic borrower.
When I was nine, 'The Borrowers' was such a big series for me!
Debt is always repaid, either by the borrower or by the lender.
Navient/Sallie Mae treated student loan borrowers unfairly from start to finish.
Too often, borrowers who need quick cash end up trapped in loans they can't afford.
When borrowers anticipate that politicians might cancel their loans, they stop paying.
Banks need to continue to lend to creditworthy borrowers to earn a profit and remain strong.
More than a quarter of mortgage borrowers are underwater, and 11 percent of all homes are vacant.
Trailer home borrowers, mostly near the bottom of the economic ladder, often default on their loans.
We need a system that provides mortgage credit in good times and bad to a broad range of creditworthy borrowers.
My investigation found Sallie Mae put student borrowers into expensive subprime loans that it knew were going to fail.
In surveys, many borrowers say reverse mortgages have improved their lives and provided money they needed for retirement.
It's never been more important for borrowers to arm themselves with knowledge and build sound financial-management skills.
Navient's actions have led to student borrowers needlessly carrying billions of dollars in debt, and the company must be held accountable.
Subprime mortgages, typically defined as those issued to borrowers with low credit scores, make up roughly the riskiest one-third of all mortgages.
Because the fees associated with a reverse mortgage are high, such loans make sense only for borrowers who expect to live in their home for a number of years.
Conservatives may believe that impoverished borrowers destroyed Wall Street. But we liberals will not fool ourselves that stupid bankers sank conservatism for good.
You want to evaluate future borrowers, but in order to train an algorithm that will help you identify future defaults, you have to train it and evaluate it on past data.
The decline in home equity makes it more difficult for struggling homeowners to refinance and reduces the financial incentive of stressed borrowers to remain in their homes.
Substantive and procedural law benefits and protects landlords over tenants, creditors over debtors, lenders over borrowers, and the poor are seldom among the favored parties.
Because reverse mortgages do not require borrowers to make immediate repayments, the interest charges are added to the debt every day, and the total amount owed grows over time.
While payday loans are often the only source of credit for low-income Americans, these lenders are notorious for predatory practices that cause borrowers to fall deeper into debt.
What you want to watch are the lenders, not the borrowers. The borrowers will always be willing to take a great deal for themselves. It's up to the lenders to show restraint, and when they lose it, watch out.
Ultimately, the success of America's market economy depends on trust. This includes trust between buyers and sellers, between lenders and borrowers, and between investors and the companies in which they invest.
It seems to me that a market exchange rate which is not artificially controlled by central banks enables one to balance the interests of different market players - exporters and importers, investors, borrowers, lenders.
I have children, and this notion - that there might be a single book that introduces children to literature - terrifies me. But you could do worse than Mary Norton's 'The Borrowers.' I loved it as a kid, and my kids love it, too.
Microfinance initiatives are very high-touch models. The loan officer meets with local groups of borrowers every week, they share tips and techniques. There's a lot of training and learning that goes on, which adds to the cost of the model.
Soon we saw that money going to women brought much more benefit to the family than money going to the men. So we changed our policy and gave a high priority to women. As a result, now 96% of our four million borrowers in Grameen Bank are women.
The student-loan crisis has an underappreciated emotional valence too: The debt makes people miserable. In one survey, more than half of borrowers said that they have experienced depression because of their debt. Nine in 10 reported experiencing anxiety.
As borrowers, we may feel guilty about running up debt, anxious about making payments, and resentful of the constraints that old obligations (and old credit records) impose on our current choices. We may find it too easy to buy things we may later regret.
The Chinese want to have their cake and eat it too. They want to have 'developing nation' status and are out there as one of the biggest borrowers on the planet from the World Bank while simultaneously trying to play the part of a grown up on the world stage.
The average credit score of today's FHA borrowers is higher than the average American household with a score. As it becomes more costly and difficult to get a FHA loan, loans from private mortgage lenders will become more attractive and their market share will grow.
The Interest Rate Reduction Act takes a first step toward providing critical stability by eliminating the threat of an immediate interest rate increase, while making clear the need to move toward a long-term solution that serves the best interests of taxpayers and borrowers.
What the mortgage bubble was all about was big banks like Goldman Sachs taking big bundles of subprime mortgages that were lent out largely to low-income, highly risky borrowers, and applying this kind of magic-pixie-dust math to these bundles of securities and slapping AAA ratings on them.
We are very much engaged across the government, very much engaged in streamlining and simplifying our activities with borrowers and lenders, because that saves time and saves costs and we believe we can do that while maintaining the same or increased levels of oversight and risk management.
While conventional wisdom has traditionally sided against borrowing from retirement savings, sentiment has shifted toward borrowing from one's own assets with the realization that other forms of credit come at a much higher cost and often are not even available to borrowers with limited means and urgent needs.
I had begun to worry about the housing market back in 2003, when lenders first resurrected interest-only mortgages, loosening their credit standards to generate a greater volume of loans. Throughout 2004, I had watched as these mortgages were offered to more and more subprime borrowers - those with the weakest credit.
I was a kid who loved to read. I read everything I could get my hands on. I didn't have one favorite book. I had lots of favorite books: 'The Borrowers' by Mary Norton, 'Paddington' by Michael Bond, 'A Little Princess' by Frances Hodgson Burnett, 'Stuart Little' by EB White, 'A Cricket in Times Square,' all the Beverly Cleary books.