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When I was one-and-twenty I heard a wise man say, `Give crowns and pounds and guineas But not your heart away; Give pearls away and rubies But keep your fancy free.' But I was one-and-twenty No use to talk to me. When I was one-and-twenty I heard him say again, `The heart out of the bosom Was never given in vain; 'Tis paid with sighs a plenty And sold for endless rue.' And I am two-and-twenty And oh, 'tis true, 'tis true.