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One of the things that neoliberalism does is, it relies on flexible workforces who are hired and fired at will and who are basically disposable labor. You can use them. You can get rid of them. They have no rights; they have no security. Their lives and well-being are made and unmade at the whim of those who are exercising the calculus. So, instead of looking at the institution and objecting to that kind of organization, people just go, "I'm a failure;"; "I'm not working hard enough"; or, "I'm not as smart as the next person."
