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Lukewarm people give money to charity and to the church...so long as it doesn't impinge on their standard of living. Lukewarm people tend to choose what is popular over what is right. Lukewarm people don't really want to be saved from their sin; they want to be saved from the penalty of their sin. Lukewarm people rarely share their faith with their neighbors, coworkers, or friends. Lukewarm people are thankful for their luxuries and comforts, and rarely consider trying to give as much as possible to the poor.
