No one knows what the top-performing asset class will be next year. Lacking this prescience, your next-best solution is to own all of the classes and rebalance regularly.

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• Saint Augustine

  Saint

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• Napoleon Bonaparte

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• Will Rogers

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• Dwight D. Eisenhower

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• Ronald Reagan

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• Johann Wolfgang Von Goethe

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• Lucy Larcom

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• Sun Tzu

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• Niccolo Machiavelli

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