You want to evaluate future borrowers, but in order to train an algorithm that will help you identify future defaults, you have to train it and evaluate it on past data.

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• John Keats

  Poet

  Saturday, Oct 31, 1795
  Friday, Feb 23, 1821

• Groucho Marx

  Comedian

  Thursday, Oct 02, 1890
  Friday, Aug 19, 1977

• Carrie Fisher

  Actress

  Sunday, Oct 21, 1956
  Tuesday, Dec 27, 2016

• Steven Wright

  Comedian

  Tuesday, Dec 06, 1955
  

• Thomas Aquinas

  Priest

  Tuesday, Jan 28, 1225
  Wednesday, Mar 07, 1274

• Francis Of Assisi

  Saint

  Thursday, Jun 24, 1182
  Saturday, Oct 03, 1226

• Robert Frost

  Poet

  Thursday, Mar 26, 1874
  Tuesday, Jan 29, 1963

• Voltaire

  Writer

  Sunday, Nov 21, 1694
  Saturday, May 30, 1778

• Sun Tzu

  Strategist

  Thursday, Jan 01, 1970
  Thursday, Jan 01, 1970

• Deepak Chopra

  Author

  Wednesday, Oct 22, 1947
  

• Henry David Thoreau

  Author

  Saturday, Jul 12, 1817
  Tuesday, May 06, 1862

• Ruth Bader Ginsburg

  Associate Justice Of The Supreme Court Of The United States

  Wednesday, Mar 15, 1933
  

• John Muir

  Author

  Saturday, Apr 21, 1838
  Thursday, Dec 24, 1914

• Plato

  Philosopher

  Thursday, Jan 01, 1970
  Thursday, Jan 01, 1970

• Winston Churchill

  Former Prime Minister Of The United Kingdom

  Monday, Nov 30, 1874
  Sunday, Jan 24, 1965