The Harper Government is committed to ensuring that seniors have the skills they need to make solid financial choices. Seniors today face an increasingly complex financial marketplace, and it will take the combined efforts of public and private sector organizations to help seniors navigate the many financial choices they face. The start of Financial Literacy Month is an excellent opportunity to thank the Canadian Bankers Association and encourage other private sector organizations to take an active role in providing financial literacy support to Canada's seniors.

One of the most important things in any leader or in any successful approach is to focus on connecting with people and really listening to them. We shouldn't just be saying, oh yes, the people are protesting. We need to ask them why they are protesting and try and figure out if there is something we can do to bring them in and respond to those concerns. That's not populism - that's being thoughtfully open to the fact that our citizens are allowed to have, and are even justified in having, very real concerns and questions for the people responsible for serving them.

Canadians expect their government to make sure we're helping the people who need the help and growing the economy, and that's exactly what we're committed to do, not just with our historic investments into infrastructure that are going to create jobs while the others are focusing on cuts, but by lowering payroll taxes, by lowering EI premiums from $1.88 to $1.65, at the same time as we make sure that the people who need help are getting the help that they paid into, because they're not getting it under Stephen Harper. That's what Canadians expect from their government.

Canada is lucky enough to be protected both by oceans and by a southern neighbor that is very careful about its migration and its borders. So, we don't have the irregular flow that Europe has been having to deal with. But because of that, people here have seen that welcoming people, helping them to integrate, is actually a tremendous benefit to local economies. It creates jobs, innovation and opportunity. One of the things that comes with that, though, is stemming the flow of irregular migration. But you can't just create barriers - you also have to work with the countries of origin.

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