The modern banking system manufactures money out of nothing. The process is perhaps the most astounding piece of sleight-of-hand that was ever invented.

If we do not resolve the euro crisis, we will all pay the price. And if we do resolve it, we will all benefit, particularly German taxpayers and savers.

Is there some society you know of that doesn't run on greed? You think Russia doesn't run on greed? You think China doesn't run on greed? What is greed?

Education spending will be most effective if it relies on parental choice & private initiative -- the building blocks of success throughout our society.

It is a mark of how far we have gone on the road to serfdom that government allocation and rationing of oil is the automatic response to the oil crisis.

The English practice of accommodating the rules of commercial law to commercial practice. The line of causation ran from economic need to legal response

The greenhouse effect is something you can observe experimentally - and most people have observed the greenhouse effect themselves, in greenhouses. Yes?

The government, of course, will print money to bail out the banks' uncovered casino bets, but not to bail out the elderly from the theft of their funds.

If two firms join together, we want their total tax bill to go up because we don't want more big firms. We'd actually like to have lots more small ones.

Perhaps there really are managers who can outperform the market consistently - logic would suggest that they exist. But they are remarkably well-hidden.

You could be disqualified for a job [at Harvard] if you were either smart or Jewish or Keynesian. So what chance did this smart, Jewish, Keynesian have?

Experts are human, and humans respond to incentives. How any given expert treats you, therefore, will depend on how that expert's incentives are set up.

Ideation is not a synonym for innovation, conformity is not its simple antonym, and innovation is not the automatic consequence of "creative thinking.".

One of the sad signs of our times is that we have demonized those who produce, subsidized those who refuse to produce, and canonized those who complain.

Contrary to the vision of the left, it was the free market which produced affordable housing - before government intervention made housing unaffordable.

Buying from a local farmer can mean that he makes a two-hour extra truck drive, which can damage the environment more than a bunch of bananas on a boat.

It was Thomas Jefferson who said that we should not allow the courts to have a monopoly on the interpretation of what is constitutional and what is not.

The curriculum of the school did not neglect India's cultural, analytical and scientific heritage, but was very involved also with the rest of the world.

I have spoken about deficits, and I think deficits are important because they address broad economic and financial stability. We need to talk about that.

Well, optimism's a good thing. It - makes people go out and - you know, start businesses and spend and do whatever is necessary to get the economy going.

My early work and publications centered around expanding on the analysis of life insurance in my dissertation and its relationship to investment banking.

Interestingly, human irrationality is a hot topic in economics at the moment. Behavioural economics it's called, on the cusp of economics and psychology.

We have to use cars much more efficiently. We have to look at alternative technologies of cars such as biofuels or, even more importantly, electric cars.

Still, intuitive assumptions about behavior is only the starting point of systematic analysis, for alone they do not yield many interesting implications.

I attended schools in Seattle through the University of Washington, from which I was graduated in 1931. I spent the next year at Northwestern University.

Allied supplies of arms to Russia, and the manpower reserves of Russia have been sufficient to bring continuous counter-attacks against our Eastern Front

Seaboard Air Line, which was thought by numerous innocents to provide a foothold in aviation, was another favorite, although, in fact, it was a railroad.

It economics is a method rather than a doctrine, an apparatus of the mind, a technique of thinking which helps its possessor to draw correct conclusions.

The evolution of the capitalist style of life could be easily - and perhaps most tellingly - described in terms of the genesis of the modern Lounge Suit.

But if you want to continue to be slaves of the banks and pay the cost of your own slavery, then let bankers continue to create money and control credit.

North Carolina is a fascinating state, because you've got these urban areas. You've got the Piedmont Triangle - Greensboro, Winston-Salem and High Point.

Almost every organization... exhibits two faces a smiling face which it turns toward its members and a frowning face which it turns to the world outside.

The world must become aware of the fantastic transformational power of social entrepreneurship and the Foundation will work as a catalyst in this effort.

Obama and Clinton wrongly believe that the corporate income tax is a tax on the rich. The reality is that rich corporations don't pay taxes - workers do.

Behind the honeyed but patently absurd pleas for equality is a ruthless drive for placing themselves (the elites) at the top of a new hierarchy of power.

Declines in specific industries can never ignite a general depression. Shifts in data will cause increases in activity in one field, declines in another.

The trouble is that the average trader on Wall Street, he or she is so young, he doesn't even remember the recession of 2001, let alone the previous one.

My initial thoughts of becoming a lawyer changed in high school as I became more attracted to math and science and began talking about being an engineer.

A country whose population has been trained to accept the government's word and to shun those who question it is a country without liberty in its future.

Yeah, you know, there's a difference between the textbook world that economists like to imagine, and the real world where real people have real feelings.

This message (that attempting to beat the market is futile) can never be sold on Wall Street because it is in effect telling stock analysts to drop dead.

Investors must keep in mind that there's a difference between a good company and a good stock. After all, you can buy a good car but pay too much for it.

An instinct is a blind tendency to some mode of action, independent of any consideration, on the part of the agent, of the end to which the action leads.

Since this is an era when many people are concerned about 'fairness' and 'social justice,' what is your 'fair share' of what someone else has worked for?

It is hard to read a newspaper or watch a television newscast without encountering someone who has come up with a new 'solution' to society's 'problems.'

Economic planning is nothing more than the forcible superseding of other people's plans by the powerful elite backed up by the brute force of government.

Public opinion is presumptively an input to policy formation in a democracy because politicians respond to it or at least are believed to respond [to it].

Since I've become a central banker, I've learned to mumble with great incoherence. If I seem unduly clear to you, you must have misunderstood what I said.

I get so engaged when I have a problem you cannot solve that I just cannot break away from what I am doing - I keep thinking and thinking and cannot stop.

Obama is a fine, very impressive person. He really is. Unfortunately, everything that he is doing in economics is exactly wrong. He is a crappy president.

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