I am not a 'doom and gloom' guy.

I'm not a publicity hound, I hope.

Common man is always benefited by a rate cut.

In India, we say one thing, and we do something else.

Many dogs will give a greeting grin much like a human smile.

Yesterday is rarely too early but tomorrow is frequently too late.

Our actions will be at measured pace given the current market turmoil.

The gap in India has always been between the promise and the execution.

Democracies don't prepare well for things that have never happened before.

We have very stable, solid economy; we are going through challenging times.

We have to be careful of not injecting more uncertainty than economy can handle

Uncertainty of any sort results in volatility, and Brexit will be no exception.

The Reserve Bank cannot just exist; its ability to say 'no' has to be protected.

Every adverse development across the world affects the rest of the world in some way.

We can literally unplug a country from the Internet. We ought to think about unplugging them.

I am an academic, and I have always made it clear that my ultimate home is in the realm of ideas.

What is important for a central banker is that you have to convey that you know what you are doing.

The problem with forbearance is that it always looks like a good thing to do until it stops working.

If anybody was to look towards a big source of demand in future, it would be hard for them to miss India.

If you spend more on coffee than on IT security, you will be hacked. What's more, you deserve to be hacked.

Too many years away from academia renders you pretty incompetent at research and teaching. So I had to go back.

The few emerging economies that have avoided booms and busts have done so by adhering to sound policy frameworks.

We are taking a greater chance of having another crash at a time when the world is less capable of bearing the cost.

I have said repeatedly that the way to sustainable growth is to bring down inflation to much more reasonable levels.

In a competitive industry, only paranoid incumbents - those constantly striving for betterment - have any hope of surviving.

If economists were to wait for careful studies before offering opinions about policy, we would never have anything timely to say.

We should make sure that unscrupulous schools do not prey on uninformed students, leaving them with high debt and useless degrees.

The government will always tell you that it wants low inflation. The real issue is the horizon over which to bring inflation down.

One of the difficulties of a job in the, quote, 'real world' is you don't really get time to shut yourself off in a room and think.

Democratic accountability means that governments must be popularly accepted, with citizens empowered to replace corrupt or incompetent rulers.

The idea was never for me to be a career bureaucrat or career technocrat; it was more about where I could implement ideas and reform programs.

Taking my bike out and riding the bike path along Lake Shore Drive, that's one of the great experiences in my life. And I hope to do it as long as I can.

Endorsing unconventional monetary policies unquestioningly is tantamount to saying that it is acceptable to distort asset prices if there are other domestic constraints on growth.

I think we have to be very careful. If we do go back in, we need to understand why and what the probability of success is and exactly what we're going to do and what the limits are.

Strong government doesn't mean simply military power or an efficient intelligence apparatus. Instead, it should mean effective, fair administration - in other words, 'good governance.'

A monopoly is like running on firm ground. Nothing compels you to move, but if you do, you move forward. The faster you run, the more scenery you see - so you have some incentive to run fast.

The best current evidence is that media are mere vehicles that deliver instruction but do not influence student achievement any more than the truck that delivers groceries causes change in our nutrition.

Monetary policy is like juggling six balls... it is not 'interest rate up, interest rate down.' There is the exchange rate, there are long term yields, there are short term yields, there is credit growth.

I don't think policy makers surprise unnecessarily. You don't pick surprise as a part of your policy. Markets value a certain amount of predictability. But there are certain areas where surprise is a tool.

Indian-ness, love for your country, is complicated. For every person, there is a different way that you show respect for your country... my mother-in-law will say karmayogi is the way to go - do your work.

The more that everyone has access to the same educational opportunities, the more society will tend to accept some receiving disproportionate rewards. After all, they themselves have a chance to be winners.

It is the central bank governor, unlike other regulators or government secretaries, who has command over significant policy levers and has to occasionally disagree with the most powerful people in the country.

Competition is like a treadmill. If you stand still, you get swept off. But when you run, you can never really get ahead of the treadmill and cover new terrain - so you never run faster than the speed that is set.

If developed countries' citizens want to feel slightly better about their economies' slow growth and high unemployment, they should contemplate how much worse matters could be without the institutions that they have.

When you start cutting government expenditure, at some point you are cutting essential services rather than excessive services. So you have to take into account the social costs involved in cutting government spending.

As a country that does not belong to any power bloc, India cannot afford to put itself in the position of needing multilateral support - a trap into which even developed countries, like Portugal and Spain, have fallen.

Perhaps the hardest challenge has been to persuade the public, impatient for rapid growth, of the need to ensure stability first. Growth, it is argued, is always more important, regardless of the looming economic risks.

To ensure stable and sustainable economic growth, world leaders must re-examine the international rules of the monetary game, with advanced and emerging economies alike adopting more mutually beneficial monetary policies.

By killing transparency and competition, crony capitalism is harmful to free enterprise, opportunity, and economic growth. And by substituting special interests for the public interest, it is harmful to democratic expression.

The difficulty in a number of Western democracies is that the playing field is being tilted. For many in the middle class, prosperity seems unattainable because a good education - today's passport to riches - is unaffordable.

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