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Irrational lenders come and go - mostly they go!
I never set out to be CEO. I always set out to be a good team member, a good colleague.
It is interesting that the investment industry has invented new ways to lose money when the old ways seemed to work just fine.
In financial services, if you want to be the best in the industry, you first have to be the best in risk management and credit quality. It's the foundation for every other measure of success. There's almost no room for error.