Quotes of All Topics . Occasions . Authors
I was good with numbers.
Innovation is a necessity.
Take destiny in your own hands.
Nobody likes high interest rates.
No one thing can change the face of any sector.
I had to work just as hard as my male colleagues.
Only if you aspire for more will you achieve more.
Don't cut corners or compromise to achieve your dreams.
Practise and practise to make your dreams turn into reality.
Life comprises of both: opportunities as well as challenges.
Mark-to-market losses are not real loss. It's a notional loss.
Remember to be sensitive to the feelings of people around you.
You can maintain work-life balance even while pursuing careers.
Don't give up on something just because you think you can't do it.
Payments banks can also act as business correspondents of other banks.
I take all the stress on myself so everyone else can work without stress.
The important source of finance is now commercial papers, bonds, and so on.
I chose to be a working wife and mother. Why should I compromise on either?
I have it all because my children did not whine and cry when I was not there.
We have to always set an aspiration for ourselves and then strive to get there.
Thankfully I have an ecosystem of in-laws, parents and husband, who are my rocks.
The growth that we are targeting for our bank is in line with the banking industry.
The consolidation that we started in 2009 was clearly the requirement of that time.
When I moved from corporate to consumer banking, I brought a lot of synergy with me.
Every entrepreneur, whether man or woman, should start with a robust business structure.
All three of us - two sisters and a brother - were brought up with an emphasis on academics.
It's very important to have the comfort of the regulator in every geography where you operate.
Punjab is central to our business strategy, and we are an active partner in the state's growth.
We will leverage technology to collaborate with the government in its e-governance initiatives.
What is important for a leader is that you walk in a stable manner in your own shoes and do not trip.
The Indian banking industry has always been full of competition, and there is enough room for growth.
Business models that are relevant today are not relevant tomorrow and were not in existence yesterday.
I think India's growth itself will give opportunities for Indian banks to become substantially bigger.
What's important is that we see each year what the opportunities are, and make use of the opportunity.
I have always said that a bank's lending rates do not only depend on rate cuts - it is just one signal.
My belief is India's banking industry will continue to grow at two and a half times the GDP growth rate.
You have to handle the challenges and emerge stronger from them, rather than allow them to bog you down.
If you take existing ideas and make them affordable and scalable, you substantially change business models.
I believe that India's long-term growth story is strong, and foreign investors are keen to be a part of it.
Rising incomes and positive demographics will provide opportunities for retail financial services in India.
I believe in fate, but I also believe that hard work and diligence plays a very important role in our lives.
There were so many occasions when I wasn't around for my kids or my husband. But we learnt to work around it.
Whenever there is a challenge, the key is not to get consumed by the challenge but actually to learn from it.
In India, we have the opportunity to give innovation the kind of scale that no other country in the world can.
We have a vision of a strong and prosperous India and an equally strong belief that this vision is achievable.
ICICI Group has always been a catalyst in India's growth and continues to support the country in every sphere.
Adaptability is a great asset to have because life is so unpredictable, and things can change overnight for any of us.
A demography that is digitising rapidly, and the potential to invest in infrastructure, are the key strengths of India.
We need to start work with the idea that we’re going to learn every day. I learn, even at my position, every single day.
As far as investors and customers are concerned, I make it a point to answer each and every piece of mail that comes to me.